A Secure Online Payment Solution in Nigeria

Online payment solutions exist to assist business owners and individuals with seamless ways of accepting and making payments from the comfort of their mobile devices. This eliminates the huge discomfort that comes with spending long hours over bank counters. In recent times, various technology solutions for online payments have been developed, but they have not been able to provide a complete solution to the payment needs of everyone. Flutterwave was developed to bridge this gap. Flutterwave is a Nigerian payment gateway company that is solely interested in helping businesses and individuals accept and make payments with any currency in the global economy. Flutterwave has become the most trusted payment technology company for Nigerian businesses in recent times. https://flutterwave.com/ng/

Whether you are an individual or a business, flutterwave has products specifically made to meet your financial needs. They include Rave and Barter.

Rave - A Secure Way to Make and Receive Payments from Customers across the Globe

Say goodbye to restrictions in receiving and making payments from from anywhere in the world your customers! Rave by flutterwave provides you with easy and secure tools to make and receive payments globally. It's global payment platforms assist you with transactions as little as sending payment links to also managing payouts for a large number of people. You can easily pay your staff or business partner in any where in the world. Now, that is quite amazing! Rave by flutterwave's ecosystem also offers excellent 24/7 customer service , the best transaction fees and 100% successful transactions.

Rave - The Best Online Payment Solution for your Business

There are countless reasons why Rave by flutterwave is your trusted online payment solution for your business transactions. Rave enhances the growth of your business by enabling you accept various payment options from customers across the world. This product also allows you to accept payments in your physical stores and in anywhere you need to do transactions in person. Another amazing feature is it's ability to enable you optimize your payment journey. You have total control in terms of accepting payments and settling funds in your business. Rave by flutterwave is completely cost effective , you only pay for transactions you carry out. It attracts no additional operational costs. It has an amazing interface that assist you to maximize valuable business insights to optimize your revenue and manage your payments.

As a business, it is essential to have a secure , fast , simple and possibly the best checkout experience for your customers. Visit https://flutterwave.com/ng/online-payments-products/rave/ to get  started today.

Manage your Personal finance like a Pro with Barter App

Barter by flutterwave has amazing tools to help you manage your personal finance seamlessly. Whatever financial decision you want to carry out which includes borrowing money, sending money or receiving money, barter app is the your trusted personal finance manager. It is interested in carrying out your personal transactions securely, while you focus more on enjoying life. Did you just say wow? Oh yes! It is quite amazing. Wouldn't you want to make Barter your financial better half? I believe you would. Guess what? That is not all. Barter also enables you to send and receive money from friends who are not far from you by using the 'near- by' feature to locate friends near you. You can also make airtime payments with your Barter app. It's a complete personal finance solution.

Barter - Your Trusted Personal Finance Partner

If you are saving towards meeting financial goals like buying a new phone, starting a course, or starting a small business, Barter is a partner you can rely on. Barter enables you to add your bank account to the dashboard in your Barter account. Barter provides you with a virtual Card which looks like your regular bank cards. With this, you can also pay for goods and services online via your Barter card.You can completely manage funds in your local currency and get detailed reports on your spending patterns. Barter also provide short-terms loans which you can apply to easily on the app.

Join thousands of people who have chosen Barter as their best personal finance partner today! https://flutterwave.com/ng/online-payments-products/barter/

Flutterwave - Achievements

Between 2017 and 2018, Flutterwave has raised a total of $20 Million in investments. It achieved this through a Series A funding round which attracted key investors from global payments companies like Green Visor, MasterCard, 4DX Ventures,, CRE Ventures, among others. In 2018, Flutterwave was awarded the 'The Best Payment Company' at the Ghana eCommerce Awards ceremony.

Flutterwave has also experienced a 550% growth in it's customer base for it's business product (Rave) in 2018. This was made possible through successful partnership with it's customers.Over 26, 000 businesses are currently using Rave to grow their businesses. Flutterwave's Barter which began as a website also transitioned into an amazing mobile app within the last one year.

Are you looking for a way to also enjoy all the benefits flutterwave has to offer? Visit
https://flutterwave.com/ng/  to get startes right away!


Flutterwave    Payments 
Payment gateways  Online paymet solutions

Top 3 Best Phone Spy Apps for Android 2019

Are you in the quest of getting the best cell phone spy app for android?
We have reviewed the most advanced and reliable android spy apps to help beginners pick up the most appropriate one.

In this article, we have shared 3 best phone spy apps for android that possess the most advanced features enabling users to distantly monitor and control smartphones.

Read on to know which spy application has got a place on our list of best spy apps for android 2019.

Android spy apps

1. TheOneSpy Android Tracking App

If you are looking for a high-tech but inexpensive android spy app, TheOneSpy is a great option. It comes preloaded with hundreds of features letting users to take over the targeted cell phone without physical possession.

The web portal of the hidden tracking software enables the end-user to monitor targeted device data and send remote commands to the monitored device.

Given are the core features of the android tracker app.

Track Social Media Apps

Using the high-tech spyware app, you can monitor use of popular social media apps including Facebook, Tumblr, Instagram and Tinder. You can get access to social media posts and chats of your concerned individuals and groups.

Track Instant Messengers

The commonly used instant messaging apps such as WhatsApp, Snapchat, Line, IMO, Viber, Vine, Hike, Hangout, Yahoo messenger, Skype and Zalo can be monitored with the help of android surveillance app.

Screen Recorder

Whatever appears on the screen of the targeted android phone can be captured in form of short video or screenshots. It enables user to monitor real-time cell phone activities.

Track Internet History

The cell phone tracking app allows supervising the internet usage of the target by gaining access to the internet browsing history of Google Chrome and Mozilla Firefox.

Compatibility & Pricing

The cell phone spy app for android is compatible with Samsung, LG, Haier, HTC, Sony, Motorola and android mobile phones running Android OS 3 and above. The price of the software varies with subscription period and selected package. The one-month subscription of the basic version costs around $18.

2. mSpy Android Monitoring App

mSpy is one of the most popular android cell phone spy apps enabling users to monitor and control smartphone usage of children and workers. We have rounded up here main features of the android spyware app.

Track GPS Location

The spy app for android lets you track GPS location of your concerned individual or group. It provides current GPS location of the target and detail of previous tours.

Track Social Messengers

The popular social media apps and instant messengers including Facebook, WhatsApp, Snapchat, Viber, Telegram, Line and Skype can be monitored using the android spyware app.

Track Messages & Calls

The android spy software lets you track incoming and outgoing SMS, MMS and instant messages. It also allows tracking inward and outward phone calls by accessing call logs.

 Website Filtering

The android tracking app lets you monitor the internet usage of your concerned persons. It also offers website filtering to block objectionable websites.

Compatibility & Pricing

The spy software for android is compatible with smartphones running Android OS 4 and above. The spy app is bit expensive than the competitor android monitoring apps. The one-month subscription of basic version costs around $29.99 and premium version can be subscribed in $69.99.

3. MMGuardian Android Monitoring App

The cell phone monitoring app of MMGuardian is particularly intended for parents to keep track of mobile phone activities of teens and tweens.

Though the monitoring app does not offer much features, it is found to be a trustworthy app for mobile phone tracking. Given are the prime features of the cell phone tracker app.

Web Filtering

The mobile phone spy app makes the internet safe for kids by allowing parents to block adult-oriented websites. The cell phone monitoring app also provides access to the internet browsing history of monitored android phones.

Spy on SMS & Calls

The parental control app for android enables parents to monitor incoming and outgoing SMS and phone calls. It also allows blocking messages and phone calls from unwanted contacts.

Monitor GPS Location

Parents can track their kids’ location to ensure their safety. The android monitoring app provides detail of current GPS location to keep parents updated about the tours of their teens and tweens.

Compatibility & Pricing

The android surveillance app is compatible with android mobile phones running latest version of android operating system. The one-month subscription of android spy app costs around $3.99 a month for single mobile phone and $7.99 a month for family plan.

About The Author

Stella is a writer and blogger, she loves to write about technology news and latest gadgets. Currently, she is working on cell phone spy app which helps people to secure their loved ones.

12 Facts About Maeve Tomalty(Bianca in Henry Danger)

12 Facts About Maeve Tomalty(Bianca in Henry Danger)

Maeve Jean Tomalty is an American-Canadian actress who is known for portraying the role of Bianca in the Nickelodeon TV series, Henry Danger and for her roles in A Christmas Carol, Gypsy and Cinderella.

Here are some facts you should know about Maeve Tomalty.

1. She was born on May 27, 2000 in Kingston, Ontario, Canada.

2. Maeve started acting at the age of seven.

3. She lived in Huntsville, Alabama before moving to the US.

4. Her parents moved her from Canada to California, US to help her pursue her acting career.

5. Prior to her TV debut, she was active in the community theater in Huntsville, Alabama.

6. She can speak Spanish, Italian, French and English.

7. LF Stores is one of her favorite stores.

8. Maeve Tomalty can play the guitar.

9. She is allergic to cats

10. She loves travelling to and exploring new places.

11. Her elder sister, Morgan Faye Tomalty who is also an actress. Morgan appeared along with Maeve in Secret Beef.

12. Maeve likes to be fit- She hits the gym regularly.

17 Facts About Sean Ryan Fox

17 Facts About Sean Ryan Fox

Sean Ryan Fox is an American TV actor who currently plays the role of Jasper Dunlop, a very loyal friend to Henry Hart in the Nickelodeon TV series, Henry Danger where he stars alongside Ella Anderson.

Here are some facts about Sean Fox

1. He was born on August 30, 2001 in Riverside, California, United States.

2. He has three siblings and is the youngest child of the family.

3. By the time he was two, he was already singing songs on his sister's karaoke.

4. After Sean turned eight, his parents took him to Hollywood where he was assigned an agent.

5. Despite being talented in acting and singing, Sean started his career acting in commercials.

6. His first professional TV appearance was in an episode of Criminal Minds in 2011.

7. During his leisure time, he plays percussion and does sports.

8. He is a TV actor, singer and voice actor.

9. He says his Dad is a source of inspiration for him.

10. Sean is a big fan of Marvel. His favorite character is Deadpool.

11. Jace Norman and Sean Fox are friends in real life. They've been good friends for years even before they starred in Henry Danger.

12. He wanted to pursue a career in baseball before he became passionate about acting.

13. Sean Ryan has blue eyes.

14. He auditioned for Henry Danger because he wanted to work with Dan Schneider.

15. After five seasons on Henry Danger, Sean says it has made him more matured.

16. Sean cites John Depp and Robert Downey Jr. as his major influences.

17. His elder sister, Camryn Molnar is also an actress.

Did we miss out on any Sean Fox facts? Let's know in the comments.

Top Most Spoken Languages In Africa

Africa is the second largest and second most populous continent with a population of over one billion. Over 2500 languages are spoken in Africa with Nigeria alone having more than 250 languages.

Nigerian women

Here is a list of the top most spoken languages in Africa.

1. English

There are over 700 million English speakers in Africa. Most countries that were former British colonies have adopted English to be their official language. It is well spoken in Nigeria, Botswana, Cameroon, Rwanda, Sudan, Sierra Leone, Liberia, Tanzania, Uganda, Ghana and South Africa.

2. Arabic

More than 171 million people in Africa speak Arabic. It is the most widespread official language in the continent and the second most spoken language only behind English.

It is the official language of Algeria, Mauritania, Libya, Tunisia, Egypt, Morocco, Eritrea, Somalia, Chad, Sudan, Djibouti and the Western Sahara.

3. French

Just like English, French is widely spoken in the world and Africa is not an exception. The countries colonised by France speak this language. The countries where French is spoken include Gabon, Mauritius, Cote d’Ivoire, Senegal, Sao Tome & Principe, Tunisia, Guinea, Seychelles, Democratic Republic of Congo and Equatorial Guinea.

There are about 120 million French speakers in Africa.

4. Swahili

About 10% of the African population speak Swahili. It is the most spoken language in East Africa and is believed to have originated from Arabic.

This is the official language of Tanzania, Kenya and Uganda. Swahili is also spoken in Mozambique, Burundi and the Democratic Republic of Congo.

5. Hausa

This unique language spoken by about 50 million Africans has between 23 and 25 consonant phonemes.

It is spoken in Western, Northern and Central Africa. However, the main Hausa speaking areas are northern Nigeria and Niger.

6. Oromo

The Oromo tribe is the largest tribe in Ethiopia with a population of around 35 million. This language is also spoken in Eritrea, Somalia and Kenya.

7. Yoruba

This is one of the languages spoken by one of Nigeria's largest ethnic groups. The Yoruba people speak Yoruba. It is also the most spoken language other than English in West Africa. It has about 30 million speakers from Nigeria, Benin and Togo.

8. Amharic

Amharic is the second most spoken Semitic language after Arabic in the world. It is the official language of Ethiopia. Over 28 million Africans speak this language.

9. Igbo

Igbo is another language spoken by the Igbo  tribe of Nigeria. It is the 9th most spoken African language with about 24 million speakers from Nigeria, Cameroon and Equatorial Guinea.

10. Shona

Shina is the 10th most spoken language in Africa. It is the home language of Zimbabwe. About 14 million people speak Shona in Africa.

Top Ten Most Common Phobias In The World

A phobia is an irrational or obsessive fear about something real or imaginary. A person who suffers from a phobia often finds it unbearable but others may find it hilarious, fascinating or bizarre.

Scared girl
Get ready to be entertained, terrified and amazed with today's listicle. So sit back, grab some popcorn and enjoy reading the top 10 common phobias that cause irrational fear in people.

10. Trypophobia

Trypophobia is the irrational and extreme fear of holes. 'Normal' people see this fear as irrational but this is not so for Trypophobe. The mere sight of holes will cause panic in them. Trypophobes tend to  avoid things like corals, sponges, honeycombs and things that have holes in them as they find them disgusting and gross.

9. Aerophobia

This is the strange fear of traveling in a airplane. Aerophobia affects roughly 6.5% of the world's population. The common symptoms associated with this fear is trembling, disorientation and rapid heartbeats.

Airplane nervous

Aerophobia affects the personal and professional life of its sufferers as air travel is extremely difficult for them. Just thinking about flying in a plane would send shock waves down their spine.

8. Mysophobia

This is another strange fear that has made it to the list of common phobias in the world. Mysophobia also known as germophobia is the extreme fear of germs and dirt. It causes people to engage in extreme cleanliness, compulsory washing of the hands and excessive bathing.

Isolation is the main symptom of this phobia. This phobia can also cause sufferers to avoid physical contact like hugging or shaking of hands simply because they are afraid of contamination or infection. Another telltale sign is preoccupation with disease outbreaks. Michael Jackson is believed to have suffered from this phobia.

7. Claustrophobia

Claustrophobia is the fear of small or restricted places. This phobia usually restricts mobility as sufferers avoid enclosed spaces like elevators or a crowded train. 5 to 7% of the world suffer from claustrophobia.

6. Astraphobia

A thunderstorm
Also known as Brontophobia, is the unreasonable fear of thunder and lightning. Thunderstorms happen in many parts of the world and to a astraphobic person, it is overly scary. Most of the sufferers of this are children but astraphobia can persist well into adulthood. But they are actually not alone, wild animals also have an extreme fear of thunder and lightning.

5. Cynophobia

The extreme fear of dogs otherwise known as cynophobia is one of the most common animal phobias in the world. It is often caused by unpleasant or traumatic experiences such as being bitten by a dog during childhood. While you find dogs adorable, cynophobes do think otherwise. Over 70% of cynophobes are women although men also suffer from it.

Cynophobia is not just the fear of dogs, it's a so unreasonable fear that could make a person unable to walk down a street that they know a dog lives on.

4. Acrophobia

This is the irrational fear of heights or the fear of falling even when he's not really that high up. People who suffer from this phobia may go great lengths to avoid high places like towers, bridges, hills and tall buildings.

Fear of heights

They usually feel dizzy and nauseated everytime they think of a trip that involves a height. If they eventually go up that height, the fear could interfere with their ability to descend on their own.

It's so irrational that the phobics may catch a fright by just looking down the window of their third floor hotel room! (that's if they were unlucky to get one).

3. Necrophobia

Necrophobia is the extreme fear of death and anything related to it. Necrophobics are uneasy if they have to attend a funeral or see a coffin and may try to avoid it.
The mere thought of death is able to destabilize them.

2. Ophidiophobia

Ophidiophobia is the fear of snakes. It is the second most common animal phobia. It affects over 30% of the human population and it is attributed to evolutionary causes, personal experiences, or cultural influences. Anyway, the fear of snakes is essential for survival as many snakes are venomous and can kill.

However, it may interest you to know that in a study of 35 snake-fearful participants, researchers found that only 3 of these individuals had ever been bitten by a snake. In fact, the majority of the participants had little or no direct experiences with snakes in any capacity.

1. Arachnophobia

Arachnophobia is the extreme fear of spiders and other arachnids (like scorpions).
Many humans all around the world suffer from Arachnophobia but it is more prevalent in the United States. About 30% of the sufferers of Arachnophobia live in the US alone. This phobia is related to Ophidiophobia in some ways. It is also borne out of the natural human response to survive.

Arachnophobics go great lengths to ensure their homes are free from spiders. Also, this phobia is common in women than men.

A spider

So why are so many people terrified of arachnids? According to Very Mind, while there are an estimated 35,000 different spider species, only around a dozen pose any type of real threat to humans. One of the most common explanations for this and similar animal phobias is that such creatures once posed a considerable threat to our ancestors who lacked the medical know-how and technological tools to address injuries from animals and insects. As a result, evolution contributed to a predisposition to fear these creatures.

What do you fear? Share your phobias with other visitors here and read about their stories or phobias.

15 Riele Downs Facts- "Henry Danger" Facts

15 Riele Downs Facts- "Henry Danger" Facts

Riele West Downs is a talented, young Canadian actress who is best known for starring as Charlotte Bolton in the  Nickelodeon TV series, Henry Danger and as Faith Sullivan in The Best Man Holiday.
She is of African-Canadian ethnicity.

Embed from Getty Images

Here are facts you should known about the wonderful Riele Downs.

1. Growing Up

She was born on July 8,2001 in Toronto, Canada where she also grew up.

2. She used to play basketball when she was younger. Riele hopes that she could get actively involved in it again.

3. She loves super heroes. Well, Wonder Woman is her favorite and it definitely sounds like a really good choice.

4. Riele describes herself as artistic, bold and passionate. You can see all these from her acting and drawings.

5. She is a fan of Riverdale. She binge watched it in one week.

6. Her sister Reiya makes her laugh a lot.

7. She is a designer and has made some really cool designs. She actually wears some of her designs.

8. She is talented at drawing.

9. She has passionate fans. They call themselves "Riebels".

10. Her mother, Elle Downs and her sister Reiya Downs are both actresses.

11. At the age of three, she started acting. She played the character of Amelia Mercer in Four Brothers.

12. Riele is good at school and she has been able to blend her acting career and her education well.

13. She's quite experienced at dancing.

14. Her estimated net worth is $1.5 Million

15. She is a good friend to Jace Norman and Ella Anderson, her co-stars on Henry Danger

Jace Norman: 13 Facts You Should Know About Him

Jace Lee Norman is an American actor best known for starring as Henry Hart in the Nickelodeon TV series, Henry Danger.

Jace Norman

Photo credit: MTV International
Creative CommonsAttribution 3.0 Unported

If you're a Jace Norman/ Henry Danger fan, here are some things you should know about him.

1. He was born in Corrales, New Mexico, United States on March 21, 2000.

2. Jace has dyslexia.

"I spend most of my days reading scripts out loud in front of large groups of people and memorizing lines, I don't know how I do it, but I think because I love acting, I force myself to do them even though it is really, really hard for me" He told Sweety High

3. During middle school, he was bullied for being dyslexic.

4. He is the youngest child of the family and has two siblings- an older brother, Xander and an older sister, Glory.

5. Jace has a pet, a dog named Henry. Wow, quite ironical!

6. One of his favourite artistes is John Mayer. Looks like he has a good taste of music.

7. He moved to Southern California with his family when he was 8 years.
He then enrolled in a public school.

8. His career started at the age of 12 with an appearance as Flinch on Disney's TV series, Jessie in 2012.

9. He likes to just walk his dog, Henry and watch Netflix during his leisure time.

10. He played lacrosse, soccer and water polo as a kid.

11. He is 5 feet and 11¼ inches tall.

12. Jace won the Kids' Choice Award for the Favorite Male TV Star in 2017, 2018 and 2019.

Three years in a row! He's definitely good at what he does.

13. His near death experience was almost a plane crash when he was 12 years. In fact, he no longer enjoys flying.

We hope you liked this post. Did we miss any fact about Jace Norman? Let's know in the comments!

How To Convert Your Multi Niche Blog To A Single Niche Blog

A niche blog is a blog with its posts narrowed down a specific topic e.g poetry, make money online.

A multi niche blog (also referred to as a general blog) is a blog that focuses on more than two topics or a blog that publishes random posts.

Multi to single niche

It is better to run a niche blog.

  • You can easily become an authority/ an individual to reckon with in your niche. 
  • You get a dedicated following or audience
  • It's easier to monetize a single niche blog

So How Do You Convert Your Multi Niche Blog To A Niche Blog.

Method 1

1. Evaluate your blog posts

If you run a multi niche blog, you would at least have 3 blog posts on each niche you write on.

Evaluate your blog posts with Clicky or Google Analytics. Choose the most popular niche you are comfortable with.

2. Start writing

The next thing to do is to start writing about the niche alone.

Now you want to run a niche blog, so you have to stay focused.

When the temptation to write about something totally unrelated to your new niche, you need to resist.

3. Choose to leave or delete your old articles

Well, this really depends on you. If your new niche is banking, your cooking tips articles will never fit it.

To have a professional looking blog, I recommend that you delete such articles.

But you could still leave the totally unrelated articles on your blog if they drive in some traffic.

Either ways, it really depends on your personal choice.

4. Edit your blog's description to match your new niche

Your blog should look a little different when you convert it to a niche one.

Edit your blog's about, description, email templates, CTA's, tagline and title to match your new niche.

For example

Before: Welcome to the largest forum in the world

After: Welcome to the largest relationship forum in the world.

5. Opt for a redesign

Chances are that your theme probably look general. So for instance, if you are moving into the fashion niche, changing your theme to a theme for fashion will do two things

  •  Strike a connection with your audience
  •  Make your content look better.

However, this is optional.

Method 2

1. Choose the niche you want to write on

Make sure you will be able to write many insightful posts on this topic.

2. Start a new blog

The next thing is to register a domain name and start a new blog.

Having a domain name related to your site is really helpful as your visitors will remember it easily.

Content is king. You have to write about 10 articles first before taking the next step

3. Announce on your general blog that you are starting a new blog. 

Your readers interested in the niche would definitely visit and follow the blog.

4. Keep writing articles on your new niche. 

You also have to decide if you'll continue writing on your multi niche blog.

If you decide to stop, you can redirect your multi niche blog domain name to your new niche blog.

And that's it, you now have a single niche blog.